Terms & Conditions

Effective Date: January 1st, 2026

Introduction

Welcome to LitGuardAI.

LitGuardAI provides structured compliance review and litigation risk advisory services focused on regulated insurance environments. By accessing or using this website, you agree to be bound by these Terms of Use.

If you do not agree to these Terms, do not use this website.

Nature of Services

LitGuardAI provides advisory compliance review services only.

LitGuardAI:

  • Does not make claim determinations

  • Does not provide legal advice

  • Does not act as legal counsel

  • Does not replace existing claims systems

All final claim decisions remain solely with the carrier.

Nothing on this website creates an attorney–client relationship.

Use of the Website

You agree to use this website only for lawful purposes.

You may not:

  • Submit unlawful, misleading, or fraudulent information

  • Attempt to interfere with website functionality

  • Attempt to gain unauthorized access to systems or data

  • Use the website in any manner that could damage or impair its operation

Anonymized Submissions

If correspondence materials are submitted for advisory review:

  • Materials must be anonymized prior to submission

  • You are responsible for ensuring no personally identifiable information (PII) is included

  • Materials are submitted voluntarily

LitGuardAI does not request claimant-identifying data.

Confidentiality

Materials submitted for review are handled confidentially and used solely for the requested advisory compliance assessment.

Submission of materials does not create a fiduciary or attorney–client relationship.

Intellectual Property

All content on this website, including text, design, and materials, is the property of LitGuardAI unless otherwise stated.

You may not reproduce, distribute, or use website content without written permission.

Disclaimer of Warranties

This website and all advisory services are provided on an “as-is” and “as-available” basis.

LitGuardAI makes no warranties, express or implied, regarding:

  • Accuracy

  • Completeness

  • Fitness for a particular purpose

  • Non-infringement

Advisory analyses are informational and do not guarantee litigation outcomes.

Limitation of Liability

To the fullest extent permitted by law, LitGuardAI shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of the website

  • Reliance on advisory analyses

  • Inability to access the website

Your use of this website is at your own risk.

Modifications

We reserve the right to update or modify these Terms at any time. Continued use of the website following updates constitutes acceptance of revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to conflict of law principles.

Contact Us

If you have any questions about these Terms, please contact us at info@litguardai.com