Compliance
Before
Consequence

The final layer of litigation defence for California commercial auto claims.

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Red-Team Analysis

Red-Team Analysis

Structured adversarial review of outbound claim correspondence.

Identify language, tone, timing, and documentation signals that may increase bad-faith exposure.

Structured adversarial review of outbound claim correspondence.

Identify language, tone, timing, and documentation signals that may increase bad-faith exposure.

Statutory Grounding

Statutory Grounding

Direct mapping to California Insurance Code 790.03 and relevant precedent.

Every flagged issue is tied to specific statutory or case-based risk.

Direct mapping to California Insurance Code 790.03 and relevant precedent.

Every flagged issue is tied to specific statutory or case-based risk.

Privileged Architecture

Privileged Architecture

Designed to align with attorney-client work product principles.

Advisory layer only as final authority remains human.

No permanent storage of litigation probability scoring.

Designed to align with attorney-client work product principles.

Advisory layer only as final authority remains human.

No permanent storage of litigation probability scoring.

Seamless Integration

LitGuardAI is designed to integrate into existing correspondence workflows without operational disruption.

Step 1 — Intake
Claim correspondence is submitted securely for advisory review.

Step 2 — Structured Analysis
The document is evaluated against applicable statutory frameworks and adversarial risk indicators.

Step 3 — Advisory Output
Flagged exposure areas and suggested refinements are returned for human review.

Step 4 — Human Certification
Final determination remains with the carrier. No automated decision-making.

No system overhaul.
No claims platform replacement. No workflow redesign required.

Validate Your
2026 Exposure

Offering a limited, no-cost volatility audit of 10 anonymized 2025 litigated California commercial auto files.


The confidential review will identify:

• Escalation-triggering correspondence patterns

• Potential 790.03 compliance vulnerabilities

• Adversarial leverage indicators

• Suggested language adjustments


Turnaround: 7 days

No system integration required.

No obligation.

Offering a limited, no-cost volatility audit of 10 anonymized 2025 litigated California commercial auto files.

The confidential review will identify:

• Escalation-triggering correspondence patterns

• Potential 790.03 compliance vulnerabilities

• Adversarial leverage indicators

• Suggested language adjustments

Turnaround: 7 days

No system integration required.

No obligation.

Request a Review

Frequently Asked Questions

Have questions about our advisory framework? Review responses to common inquiries and learn how our structured compliance review supports defensible, human-led decision-making.

Does LitGuardAI make claim decisions?
Is this intended to reduce claim payouts?
How does LitGuardAI address regulatory compliance?
Are litigation probability scores permanently stored?
Does this replace existing claims systems?
How is submitted information handled?

Frequently Asked Questions

Have questions about our advisory framework? Review responses to common inquiries and learn how our structured compliance review supports defensible, human-led decision-making.

Does LitGuardAI make claim decisions?
Is this intended to reduce claim payouts?
How does LitGuardAI address regulatory compliance?
Are litigation probability scores permanently stored?
Does this replace existing claims systems?
How is submitted information handled?

Frequently Asked Questions

Have questions about our advisory framework? Review responses to common inquiries and learn how our structured compliance review supports defensible, human-led decision-making.

Does LitGuardAI make claim decisions?
Is this intended to reduce claim payouts?
How does LitGuardAI address regulatory compliance?
Are litigation probability scores permanently stored?
Does this replace existing claims systems?
How is submitted information handled?

Request a Confidential Correspondence Review.

Submit anonymized litigated files for structured compliance analysis.

Request a Review